All drivers in the area are required to carry Seattle Auto Insurance coverage. The probability of drivers being in an accident at some point in their life is very high.

Surprisingly a high number of drivers and passengers are injured every year in low speed and low impact collisions. One example of this would be a rear end collision during slow traffic. Usually the injuries resulting in this type of collision are soft tissue injuries and take a long time to diagnose and treat.

Damages and injuries resulting from the collision will be assessed by an insurance adjuster before the insurance provider will make any payments. The insurance provider can be independent or work solely for your insurance provider. If the collision you were in was quite minor, they may not believe that you were really injured.

After being in a low impact collision plan on having a little resistance from the adjustor. They will most likely be very skeptical of your injuries and may even try and prove no injuries exist.

Low speed collisions are those that involve slow speeds. However low impact relates to the difference in speed. For example if you are traveling 35 mph and are struck by a vehicle going 45 mph then there is a 10 mph difference, creating low impact.

If the collision is a result of the other driver’s actions then it is his insurance’s responsibility to cover the expenses. However, if he is uninsured or if his insurance provider will not accept the responsibility, then you may have to submit the claims directly to your insurance provider.

Collision coverage on your auto insurance policy will pay for the damages to your vehicle if you have to file a claim with your own provider. Any injuries will be covered under your health insurance policy and not your auto insurance.