The Haryana State Co-operative Apex Bank Ltd. (HARCO Bank) Profile, Products & Services
About HARCO Bank:
The Haryana State Cooperative Apex Bank Ltd. commonly called as HARCOBANK occupies a vital position in the economy of Haryana State and has been financing farmers, rural artisans, agricultural labourers, entrepreneurs, etc. in the State and serving its depositors for the last 35 years. Our mission is to remain the strong, sound and leading organisation in the cooperative credit structure and to be the backbone for the rural financial sector of Haryana.
HARCO Bank awarded by National Federation of State Coop. Banks (NAFSCOB).

Deposit Schemes:
* Recurring Deposits
* Re-investment Term Deposit(RITD)
* Money Multiple Certificate (MMC)
* Fixed Deposit
* RD cum PF (for Institutions only)

Rates of Interest:
* Savings Bank
* Term Deposits

HARCO Bank Loans:
Various types of loans offered by HARCO Bank are listed below. It is useful for students, farmers, rural traders etc.

* Cash Credit Limit
* Working Capital Limit
* Interim Finance
* Loans against gold ornaments
* Scheme for purchase of consumer durable
* Cash credit facility to businessmen
* Collateral or hypothecation of stock in trade
* Loans to the parents of students pursuing professional degree – courses of education like engineering, medicine, etc. on the basis of repaying capacity of parents.
* Loans to the individuals for purchase of auto-rickshaw, taxi-cars, motor-buses, light commercial vehicles, lorries (within the meaning of “small transport operators).
* Temporary overdraft facility to individuals on the basis of credit report.
* Advances against national savings certificate (minimum margin 25%)
* Composite loan scheme
* Integrated loan scheme
* Farm sector activities
* Small road water & transport operators scheme (s.r.w.t.o scheme)
* Advances under nff
* Crop Loan/Kisan Credit Card
* Cash Credit against hypothecation of stocks
* Interim finance by way of cash credit

Staff Training College Panchkula :
To cater to the training requirements of grass-root and middle level functionaries of Apex Bank/CCBs/Urban Banks and PACS (Popularly known as Mini Banks); the bank established its staff training college at Panchkula on 15.3.82. The intake capacity of this college was around 40 trainees at a time. The duration of each course was 6 weeks and normal 8-9 courses were conducted each year. The areas of training comprised Cooperative Credit, Cooperative Banking, Cooperative Accounts & Audit and Cooperative Law and new policies.

For more details click on the link given below :

http://harcobank.nic.in/training.html

HARCO Bank Head office Contact Details :
ADMINISTRATIVE OFFICE
The Haryana State Cooperative Apex Bank Limited,
SCO 78-80, Bank Square,Sector 17-B,
Chandigarh,India.
HARCO Bank Phone Numbers :
Managing Director(HARCO Bank) : 01722-714520
General Manager(Establishment section) : 01722-702283
General Manager(Banking section) : 01722-770823
General Manager(Monitoring & Planning section) : 01722-708740
01722-704349
01722-703198
01722-721683

HARCO Bank E-mail : harcobank@yahoo.com
HARCO Bank Website : http://harcobank.nic.in/