by Jim Bransby
VantageScore is a new credit reporting number for consumers. It was created jointly by the three major credit reporting companies, TransUnion, EquiFax, and Experian. The Vantage number is calculated using a different model than the on
by James Kunkel
Presently the average American is over 100% in debt. That means that over 100% of their earnings should go to pay off their debt. With the economy in free fall and unemployment on the rise, over 5 million homeowners are facing an unf
by Don Spelling
Remember that what is considered "A" credit to one company might not be "A" to another. "My broker says I have A credit. What is A Credit?"
Typically, "A Credit" would be someone with flawless credit, credit scores that are all over
by Jim Bransby
How often should you check your credit report? The simple answer is this: once a year. However, everyone is an individual with different circumstances, so one size does not fit all. For those with good credit, once a year may be enoug